Bookkeeping in English for your Polish sole proprietorship

Who this is for

You run a JDG (jednoosobowa działalność gospodarcza), which is a Polish sole proprietorship: one person registered as a business. You pay ryczałt, a flat-rate tax on your revenue, with no deduction for costs. Many people in Poland who work for a company as independent contractors (a "B2B contract") work this way.

You would rather not decode Polish tax letters, deadlines and forms on your own, and you want someone who answers your questions in English.

How it will work

The service is being set up now. Early access starts with a short, free chat about your situation.

1. You send the month

   The invoices you issued and received, and your business bank statement.

2. The bookkeeping gets done

   Each invoice is recorded and matched against the bank statement, and the month's figures are prepared: ryczałt, ZUS (social-security and health contributions) and, if you are registered for it, VAT (value-added tax). Anything unclear comes back to you as a short question.

3. You get a plain-English summary

   What you owe, to whom, and by which date.

Who is behind this

I run my own JDG on ryczałt and have done my own business accounting since 2019. I am building the service I wanted when I started: clear, in English, and without surprises at tax time.

Questions about tax residency, double taxation or immigration need a licensed tax advisor (doradca podatkowy). If your question is one of those, I will tell you so.

The words you will see

JDG

Jednoosobowa działalność gospodarcza: a Polish sole proprietorship, one person registered as a business.

Ryczałt

A flat-rate tax on revenue. The rate depends on the kind of work, and costs are not deducted.

ZUS

Zakład Ubezpieczeń Społecznych, the Polish social-security institution. Most JDG owners pay it every month: social-insurance and health-insurance contributions.

VAT

Value-added tax. Some JDGs must charge it on their invoices and report it every month.

KSeF

Krajowy System e-Faktur, Poland's national e-invoicing system. Invoices are issued and received through it.